Invest. Borrow. Prosper. Loan Against Shares
Turn your share portfolio into instant funds while keeping your investments growing.
How it Works
Why Loan Against Shares is a great option
Unlock instant funds without selling shares while enjoying low interest and flexible repayment options.
Quick Disbursal
Get your loan approved and disbursed within 24 hours.
No foreclosure charges (Flexi loans)
Close your Flexi loan anytime without extra fees.
Minimal Documentation
No paperwork required for loans up to ₹2.5 crores.
Attractive Interest rates.
Enjoy competitive rates starting at 10.5% p.a.
Flexible Tenure
Repay with ease over a period of up to 5 years.
High Loan Amount
Borrow up to 85% of your portfolio value.
Check Eligibility
Who is eligible for Loan Against Shares
See who can easily apply and unlock funds using their share investments.
Individual above 18 Years
Partnership Firms / LLP
Private and Public Limited Companies
Sole Proprietorship
Hindu Undivided Family
Private Trusts
Frequently Asked Questions
Got Questions? We've Got Answers.
Find clear, straightforward answers to your most common questions about loan against shares and financing. We’re here to make everything simple and hassle-free!
What is a loan against shares?
A loan against shares allows you to borrow funds by using your financial securities, such as stocks and bonds, as collateral. This enables you to access liquidity without selling your investments.
For what purposes can I apply of a Loan against shares?
You can avail Loan against shares for any personal or business purpose including funding a dream wedding, expanding business premises, paying for medical emergencies, and more.
Can I repay the loan early?
Yes, early repayment options are available, and you may benefit from reduced interest costs.
What types of shares can be used as collateral?
You can use a variety of shares, including stocks, mutual funds, and government bonds. Please check with our team for a comprehensive list of accepted securities.
How is the loan amount determined?
The loan amount is usually a percentage of the market value of the collateral, often starting from 50%. This percentage can vary based on the type of shares.
What happens if I default on a loan?
If you default, your shares may be liquidated to recover the outstanding loan amount. It’s essential to discuss potential scenarios with us if you’re concerned about repayment.